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Mortgage

Whether you’re eyeing that marsh-front property or looking to carve out a slice of paradise on the peninsula,   
Beacon is here to help you secure the funds to make your dream home a reality. Contact a Mortgage Loan Officer today to discover your real estate options and the latest mortgage rates.

FIXED RATE MORTGAGES

These loans are repaid at a fixed rate over the chosen term.  Your monthly payment of principal and interest won't change.

Various terms available


ADJUSTABLE RATE MORTGAGES

These loans have a fixed interest rate for the initial term. At the conclusion of the initial term, the loan will have scheduled adjustments to the interest rate. These may result in the payment increasing.
 
Various terms available


CONSTRUCTION LOANS

Your rate will be fixed for the entire loan.

You will pay interest only during the construction period.

After the conclusion of the construction period, your interest rate will remain fixed, however, your payment amount will increase to amortize the full loan amount.
 
Various terms available
 




LOT LOANS 

If you have found that perfect piece of Lowcountry land, we can help make it yours.

  • Fixed Rates and Terms
Various terms available














Contact us at personalbanking@beacon.bank or (843) 990-5510 for full account qualification disclosures and additional services and fees.

IN CASE OF ERRORS OR INQUIRIES ABOUT YOUR BILL

If you think your bill is incorrect or you need more information about a transaction on your bill, write us as soon as possible on a separate sheet at: Beacon Community Bank, Post Office Box 1949, Mount Pleasant, SC 29465 or phone us at (843) 990-5510.

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Our Story

We love serving our customers and community. Learn more
about our history, see how it all started, and how we can help to serve you, your family and your business!

Get to Know Beacon

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Money Market Rates

Start saving for that next big purchase today!

Explore Money Market Rates