Personal Disclosures

You must deposit $100 to open this account.  A Service Charge of $15 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2500.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  We use the daily balance method to calculate interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest is compounded and credited monthly.  Interest begins to accrue on the business day you deposit non-cash items.  

You must deposit $50 to open this account.  A Service Charge of $5 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $200.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  We use the daily balance method to calculate interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest is compounded and credited quarterly.  Interest begins to accrue on the business day you deposit non-cash items.   Additional fees may apply. 

You must deposit $250 to open this account.  A Service Charge of $10 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2500.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  We use the daily balance method to calculate interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest is compounded and credited monthly.  Interest begins to accrue on the business day you deposit non-cash items.   Additional fees may apply.  

*The Annual Percentage Yield (APY) for the CD terms mentioned above is valid as of 02/21/2023. A minimum balance of $250.00 is required to open this account. Interest will be compounded and credited annually for terms equal to and greater than one year. Interest will be compounded and credited at maturity for CD terms less than 12 months. The APY assumes interest will remain on deposit until maturity. A withdrawal could reduce earnings on this account. A penalty of 6 months interest on the amount withdrawn may be imposed for early withdrawals for terms 12 months and under. A penalty of 12 months interest on the amount withdrawn may be imposed for early withdrawals for terms greater than 12 months. Rates are subject to change without notice.