*The Annual Percentage Yield (APY) for the CD term mentioned above is valid as of 10/01/2018. A minimum balance of $25,000.00 is required to open this account. Interest will be compounded and credited annually for terms greater than one year. Interest will be compounded and credited at maturity for CD terms less than 12 months. The APY assumes interest will remain on deposit until maturity. A withdrawal could reduce earnings on this account. A penalty of 6 months interest on the amount withdrawn may be imposed for early withdrawals for terms 12 months and under. A penalty of 12 months interest on the amount withdrawn may be imposed for early withdrawals for terms greater than 12 months. CD deposit amounts of $250,000.00 or greater will earn higher *APY yields than listed above of 2.8% for an 18 month term and 2.9% for the 24 month term. This is a limited time offer. Rates are subject to change without notice.